Financial Literacy
The Financial Literacy Program equips vineyard professionals with practical tools and knowledge to make informed financial decisions that support both personal and professional stability. Workshops focus on everyday financial management and long-term planning, helping participants understand wages, benefits, budgeting, debt management, and financial services. Topics range from credit and interest rates to investing and financial goal-setting.
Most classes are offered both in person and via Zoom to help reduce barriers to participation amid busy work schedules and other challenges. Many sessions are scheduled after work for added convenience, and include stipends to support participation. Through these classes and resources, participants gain the confidence and skills to make informed financial choices, strengthen their families' financial security, and plan more effectively for the future.
Year-over-year classes and workshops highlight relevant subject matter, including:
Financial Literacy at the Worksite
Budgeting for Emergencies
Understanding the Harvest from a Financial Perspective
Make Your Money Work for You: Introduction to Investing
Maintaining Good Credit
Understanding Interest Rates: Everyday Money and Buying a Home
The Importance of Financial Literacy
As Napa Valley moves toward a year-round, permanent vineyard workforce, the need to support farmworker families through financial literacy education becomes increasingly important. Understanding how to manage money effectively equips individuals with the tools to make informed decisions that enhance financial wellness, resilience, and long-term financial stability. With better financial skills, one can define one's future, better manage unexpected crises, plan for retirement, and begin building intergenerational wealth, leading to reduced stress and improved overall well-being.
Financial Literacy Video Series
The Financial Literacy Series features expert-led videos tailored to the farmworker community, covering essential topics such as budgeting, credit, and long-term financial planning:
Budgeting for Emergencies, with Martin Curiel, MYeCFO
Understanding the 2024 Harvest from a Financial Perspective, Rolando Sanchez, Walsh Vineyards Management
Make Your Money Work, What You Need to Know About Investing, with Martin Curiel, MYeCFO
Budgeting and Future Projections for Farming Operations with Rolando Sanchez, Walsh Vineyards Management
Calculating Cost of Grapes Per Vineyard Acre with Enrique Herrero, Inglenook Winery
Investing for the Future with Steve Faggiolly, Strategic Retirement Partners
Navigating the American Retirement System with Strategic Retirement Partners
Matching Farming Practices to Operation Goals with Julio Rodriguez Buren, Carlos Danti, and Rolando Sanchez
Common Workplace Calculations with Rodrigo and Professor Guillermo Gonzalez
Steps to Owning a Home with Redwood Credit Union
Tax Preparation Resources with UpValley Family Centers
Assessing Credit with Redwood Credit Union
Fraud Protection with Redwood Credit Union
Personal Budgeting for the Year Ahead with Wells Fargo
Managing Credit and Debt with Redwood Credit Union
